Janitorial & Building Service Package Program in Orlando Fl, Atlanta GA, and Birmingham AL

This product is designed especially for commercial janitorial and related building service businesses. Coverage is written on a package policy with coverage extensions that are automatically included to broadly cover the specific exposures of these businesses.

 

Classes

Primary Classes

• Janitorial Operations
• Carpet Cleaning
• Commercial Painting Interior & Paper Hanging
• Commercial Painting Exterior
• Handyman
• Floor Installation / Floor Covering Installations (not ceramic tile or stone)

 

Insurance Company

Exclusive program through an A XIV rated carrier

Key Coverage Extensions Automatically Included:

• Voluntary Property Damage
• Broad Form Additional Insured - Primary Wording
• Per Project Aggregate
• Broad Form Property Damage: $150,000 to $1,000,000 available
• Loss of Customers Keys: $25,000 Limit
• Newly Acquired Properties: $1,000,000 Building/$500,000
• Personal Property Limits
• Employee Dishonesty: $50,000/Client's Property: $10,000
• Limits from $100,000 to $1,000,000
• Hired Car Physical Damage $50,000 Limit

 

Lines of Coverage

• General Liability
• Prperty
• Auto
• Pollution
• Crime
• Inland Marine
• Umbrella

Program Advantages

• Voluntary property damage with quick payout system included
• Broad form property damage/care, custody and control 
• Business Income extended to dependent properties 
• Designated Location Aggregate 
• Blanket Additional Insured with Primary and Non-Contributory wording
• Increased Primary Limits - $2,000,000 occurrence and $4,000,000 aggregate available
• Third Party Crime – Client’s Property 

Please contact our office with any questions