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Business Owners Policy (BOP) in Orlando, Clearwater, and Lakeland, FL

Unique Coverage to Protect your Investment

Business owners policies (BOPs) combine protection for all major business-related property and liability risks into one package.  In most cases, a BOP targets a small or medium-sized business and contains business-interruption coverage, which provides reimbursement for lost revenue that results from property loss.  However, a BOP can be designed to fit almost any business’s needs.

At Business Insurance Center, we know the risks and exposures that business owners face and we know how to mitigate these risks through insurance solutions.  We consult with you individually to get a clear picture of your needs and we match these needs with the right coverage.  We do this with adherence to your budget and unique circumstances. 


Our customized business insurance solutions are designed to give you maximum benefits at the lowest costs.  In addition to a policy, we provide ongoing support and counsel.  If you need help, regardless of the insurance need, we will be there for you.   

What does a BOP cover?

A typical business owners policy includes property insurance, business interruption insurance, crime insurance, vehicle coverage, and other coverages.  Depending on the risks an individual business owner faces, a BOP can contain additional components. 


A BOP covers costs related to lawsuits, business interruption, and other damages that result from a business owner, employees, or contractors.  Specific coverages like cyber insurance are not included in a BOP, but the coverages a BOP can contain are extensive. 

At Business Insurance Center, we create BOPs that meet each business owner’s unique needs.  We do this by choosing from our extensive coverage offerings, which include:

  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance

BOPs often have unique features that make them advantageous to individual business owners.  Advantages include discounts and benefits that save money, time, and effort.  You can find out which benefits and discounts you’re entitled to by speaking with an agent at BIC.  Speaking with an agent is not important only to help you maximize value but to choose coverage options appropriately. 

Having the right coverage is critical.  If you don’t choose properly, you can put your business at risk of damages that can result in catastrophic financial losses.  

Why Business Insurance Center?

We have provided comprehensive business owners policies to diverse groups of businesses for more than three decades.  Our expert agents have experience and expertise that enable them to quickly and efficiently match risk-related needs with appropriate coverage.  Our agents also have quick turnarounds and significant extended services.  These services provide ongoing support and counsel throughout the life of any BOP. 


We work with you long-term.  We know that your business needs will evolve over time and we honor this by regularly checking up on you and your business.  This way, we can guarantee that your policy protects you continuously.  We provide you with free loss control information so that you can make changes independently if you need to, and our claims professionals ensure that you are served whenever you need to be.


We are dedicated to the small-business marketplace and to business in general.  We make maximizing value for all of our clients our first priority, which means that we provide premium coverage at the lowest price and we provide it with friendly, efficient, and effective services.  Our dedication and commitment are expressed in every product and service we provide. 


Business Insurance Agency is proud to provide business owners insurance policies in Orlando, Lakeland, Clearwater, Tampa, St. Petersburg, and Kissimmee, Florida and surrounding areas.