Workers Compensation in Orlando, Clearwater, and Lakeland, FL
Protect your Employees and your Business
Worker’s compensation insurance pays monetary benefits to workers who become injured, disabled, or ill in the course of their employment. It is different from disability insurance or unemployment income in that worker’s compensation only pays workers who are injured on the job. It is state-sponsored and mandated and protects workers and businesses against significant financial losses.
At Business Insurance Center, we understand that the number of risks and exposures that workers face while on the job are numerous and diverse. We also understand that these risks and exposures can result in damages that create financial losses not only for workers but for businesses as well. Mitigating these risks is essential to the survival and success of businesses of all kinds. For this reason and others, we provide worker’s compensation (worker’s comp) insurance solutions that protect employees and business owners from any avoidable loss.
We have more than thirty years of experience delivering comprehensive worker’s comp insurance solutions to businesses. Our expert agents know local markets, industries, laws, and consumer dynamics well and can create optimal risk management plans as a result. Any of our agents will work with you one-on-one to create the coverage plan that is right for you. In addition, they will provide you with ongoing support and counsel.
What does Worker’s Compensation Insurance cover?
Workers compensation insurance covers lost wages and medical treatments resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work. In addition to covering employee-related expenses, worker’s comp covers lawsuit-related costs in the event that an employer is sued for a work-injury-related issue.
Worker’s compensation insurance comes in two types: A and B. Type A does not imply employer fault whereas type B is provided when an employer is liable. Coverages for workers in types A and B are similar in most cases. Failure to carry worker’s compensation insurance or otherwise meet a state’s regulations in this regard can leave an employer exposed not only to paying benefits out of pocket but also paying penalties levied by the state.
At Business Insurance Center, we help you find the coverage that best suits your company and recommend ways to improve job safety, control losses, and lower claim costs. In the event of a claim we ensure that benefits begin as soon as possible and that questionable claims are investigated early in the process.
We cover numerous liabilities, including:
- An injured employee’s medical expenses/treatment
- The replacement of lost wages from injury time off
- Business assets
Worker’s compensation packages can be general and broad, but in the cases that they are general and broad, the coverage they provide may not meet the needs of an individual business. Finding a policy that’s right for your business requires selecting the right coverage, which you should not do alone. Our expert agents will work with you to develop a solution that perfectly reflects your potential risks and minimizes risk loss. Contact one of our agents to get started.
Why Business Insurance Center?
We have a vast claims network that includes a diverse group of carriers. This network allows us to find the right coverage for your needs. We’ve been delivering worker’s compensation packages for over thirty years and our experience and expertise help us quickly and efficiently develop solutions and process claims.
We work with preferred medical providers and will negotiate the best rates possible. We will also ensure that appropriate discounts are applied for all treatments received within networks. We make payments manageable by reducing large premium down-payments, adjusting billing charges, and helping avoid surprises during audits.
Our staff is knowledgeable and trained to handle your every need. Purchasing a policy with us means more than buying coverage; it means having an ongoing relationship. In this relationship we provide the information you need to make the best possible decisions and provide counsel to help you interpret all parts of your insurance plan.
We are committed to your continuous financial security and satisfaction. We demonstrate this with every product and service we provide. Contact one of our agents to find more about how we can help secure your employees and your business.
Business Insurance Center is proud to provide worker’s compensation insurance to businesses in Orlando, Lakeland, Clearwater, Tampa, St. Petersburg, and Kissimmee, Florida and surrounding areas.