Call Us 407-354-9868 ☰ ˟
Logo
Call Us 407-354-9868
  • Home
  • Instant Quote
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
      • Community Partners
    • Refer a Friend
    • Tax Filing Season FAQ's
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Business Insurance Center
      • Business Insurance Center - Clearwater
      • Business Insurance Center - Lakeland
    • Certificate Request
  • Products
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Aviation Insurance
      • Insurance for Arborists
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractor Insurance
      • Janitorial & Building Service Package Program
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Specialty Commercial Auto
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • MedicareImage of right arrow
      • BayCare Medicare Plan
    • Home & Auto InsuranceImage of right arrow
      • Combined Home & Auto Insurance
      • Auto Insurance
      • Home Insurance
      • Personal Umbrella Insurance
    • Life & Financial ServicesImage of right arrow
      • Life Insurance
      • Financial Services
    • OtherImage of right arrow
      • Recreational Vehicle Insurance
      • Additional Insurance Services
      • Other Personal Insurance
  • Trusted Partners
    • Important Links
    • Trusted Partners
  • Contact Us
    • Business Insurance Center - Orlando
    • Business Insurance Center - Clearwater
    • Business Insurance Center - Lakeland
    • Locations & Hours
    • Get A Quote

Business Insurance Center is licensed in FL, AL, MI, NC, OH, TX ,GA, LA, SC, TN, VA, AK, and CO.
Home > Personal Umbrella Insurance Home

Personal Umbrella Insurance


Personal Umbrella Insurance Information

What is personal umbrella insurance?

Home and auto insurance is an important step in your financial planning and a great way to protect your family’s assets. But, it is not without limitations. You can choose the amount of coverage you wish to own. But, these personal insurance policies will only cover up to a certain dollar amount. For coverage beyond those limitations, you will need umbrella insurance.

What are the benefits of personal umbrella insurance?

Standard insurance policies do provide valuable protection. But, there is still a chance that you can become financially liable for a sum larger than what your policies will cover. For instance, say you have a fire in your home, and it spreads to destroy your neighbor’s property. Does your home insurance policy include enough liability coverage to pay for the damages?

Umbrella insurance can protect your assets if you are held liable for property damage or bodily injury. It can also help cover legal fees, false arrest, libel and slander. If you are sued and do not have enough coverage with your standard policies, all your assets are exposed. This can include your house, car, financial and retirement accounts, and future income. 

Think of umbrella insurance as a blanket policy that adds another layer of coverage on top of your basic policies. When you’ve reached the limits on your home or auto insurance, your umbrella insurance then helps cover the remaining costs.

Learn more about umbrella insurance

If you want to protect you and your family from financial ruin due to an unforeseen accident, you may need an umbrella policy. Call us today to learn more.

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
Orlando Office: 407-354-9868 Clearwater Office: 727-726-4989 Lakeland Office: 863-616-1755
Logo BBB Logo Broker Check Logo AIC Logo

Powered by Insurance Website Builder